Established to skillfully understand our clients in the realm of agricultural finance, we aim to professionally craft the very best funding solutions and support in business finance and commercial mortgages. This approach helps us gain trust, build long-term relationships, encourage client referrals, and foster a proud team.
Loans, overdrafts, property development finance, working capital and invoice finance, as well as farming and agricultural finance, are essential components of business finance. Other services include asset finance, trade finance, foreign exchange solutions, expansion finance, commercial property loans, and commercial mortgages. We also offer commercial debt counselling, debt restructure, and banking relationship advice.
Black Fox Finance works impartially and independently with a variety of lenders and funding sources to craft optimal business finance solutions. We are Authorised & Regulated by the Financial Conduct Authority (FCA) for Credit Broking, Debt Adjusting, and Debt Counselling, with Firm Registration No. (FRA) 944117. Black Fox Finance Ltd operates as a commercial finance broker, not a lender.
We offer all types of commercial property funding, including large warehouses, offices, small units, and options for property conversion and refurbishment, along with tailored business finance solutions and commercial mortgages to meet your unique needs. Additionally, we provide specialized agricultural finance to support your ventures in rural properties.
With a deep understanding of this sector and extensive contacts to support both large and small development sites, including single units, from ground up to renovation and conversion—residential and commercial—we also specialize in areas such as agricultural finance, business finance, and commercial mortgages.
We offer many years of experience supporting businesses in difficulty with agricultural finance, helping them achieve turnaround, growth, and scaling. Our services include part-time, one-off, or retained Financial Director, CFO, and NED Non-Executive Director strategic and growth support, with a focus on both short and long-term flexible appointments, including expertise in business finance and commercial mortgages.
We offer structured finance and professional support for company acquisitions, management buy-outs, and management buy-ins. Our services also include cashflow loans and invoice finance lines, along with options for stock & fixed asset plant and machinery finance and refinance. Additionally, we provide tailored solutions for agricultural finance, business finance, and commercial mortgages to meet your specific needs.
We are specialists in all areas of farming, agricultural finance, and business finance, particularly in farming business banking. Our expertise helps finance capital expenditure for farm and land acquisition, barn construction, property development, and diversification projects, including renewable and sustainability initiatives, as well as environmental projects, machinery, and automation investments. We have successfully funded farming clients in various projects such as refinancing, supermarket construction, and farm acquisition through commercial mortgages.
Additionally, we have strong connections within the industry and can guide you to experts in legal, tax, accountancy, and farm payment maximization, including RPA Payments.
From single units to supporting restructure to Ltd Company Residential, Commercial, and Mixed Investment Property portfolios, we have the expertise, professional network, and finance sources to support your plans, including agricultural finance and business finance options. Our services also extend to commercial mortgages and financing for Holiday Buy to Lets, including AirBnB.
The Growth Guarantee Scheme (GGS) replaces the RLS Recovery Loan Scheme (launched April 2021) from June 2024, which succeeded the CV19 CBILS and Bounce Back Loan Schemes. The GGS enables UK SMEs to access loans backed by a 70% Government guarantee, up to £2m from participating lenders, including options for agricultural finance and commercial mortgages, through experienced brokers such as Black Fox Finance. This scheme may be utilized for various purposes to stabilize, grow, or invest in your business, particularly when you may not meet traditional lending or security criteria for business finance.
Our extensive network of asset funders and expertise allows us to create tailored funding solutions that span various sectors, including agricultural finance for specialized bio-tech equipment and machinery, as well as business finance options for diggers, printing presses, office & IT equipment, plant and machinery, and vehicles. Additionally, we offer solutions that can support commercial mortgages to meet diverse financial needs.
With over 30 years of experience in commercial finance across all sectors of business, we specialize in providing tailored solutions, including agricultural finance and commercial mortgages. We always prioritize listening to our clients to craft professional business finance solutions. Additionally, we have the capability to introduce you to and collaborate with complementary local professionals such as solicitors, accountants, tax experts, intellectual property experts, marketing specialists, business growth coaches, and bespoke software development experts.
With over 30 years of extensive experience across all sectors of business, Black Fox Finance is equipped to provide tailored solutions in areas such as agricultural finance, business finance, and commercial mortgages. We prioritize listening to our clients to develop professional, client-based solutions.
Our deep understanding of finance, funding, lenders, banks, and alternative finance enables us to assist you in resolving challenges with bankers, funders, and other commercial disputes effectively.
We actively Pay It Forward within the wider community and are proud supporters of the local hospice, air ambulance, and various local charities. Our founding role in the Business Leaders Network has been instrumental in accelerating business involvement in charitable and community organizations, raising thousands of pounds and fostering employee participation in volunteering.
Black Fox Finance is a full member of The National Association of Commercial Finance Brokers (NACFB) and a sponsor of Bury St Edmunds Rugby Club.
BLACK FOX FINANCE IS AUTHORISED & REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (FCA) FOR CREDIT BROKING, DEBT ADJUSTMENT, AND DEBT COUNSELLING, FIRM REGISTRATION NO. (FRA) 944117. BLACK FOX FINANCE LTD IS A COMMERCIAL FINANCE BROKER WORKING INDEPENDENTLY & IMPARTIALLY WITH MANY LENDERS AND FUNDING SOURCES, FROM WHOM BLACK FOX FINANCE MAY RECEIVE COMMISSION, WHICH MAY VARY DEPENDING ON THE PRODUCT OR LENDER CHOSEN AND WILL BE DISCLOSED FULLY TO CLIENTS. BLACK FOX FINANCE LTD IS NOT A LENDER.
Black Fox Finance Ltd is registered in England & Wales. Company No. 13014604. Registered Office Black Fox, Bury St. Edmunds, IP31 3SF. Black Fox Finance Ltd also trades as Black Fox Finance & LoanFox.